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CUSIP numbers are unique identifiers designed to improve accuracy in communications involving a broad array of financial instruments, both securities and instruments that are not securities. The assignment or existence of CUSIP numbers has no bearing on whether such instruments are characterized as securities. Moreover, neither the assignment of CUSIP numbers to credit documentation or individual credit facilities, nor the making or failure to make modifications to associated data fields, affect the rights and obligations of parties to a loan. CUSIP Global Services seeks to assign unique numbers and standardized descriptions in a timely and accurate manner, using its best efforts to use primary or other reliable sources of information. However, because of the possibility of human or mechanical error by issuers, other sources or FactSet Research Systems Inc., neither FactSet Research Systems Inc. nor the American Bankers Association (nor any other person) guarantees the accuracy, adequacy or completeness of any information, and neither FactSet Research Systems Inc. nor the American Bankers Association (nor any other person) is responsible for any errors or omissions or for the results obtained from use of such information.